$0 Down USDA Financing Settled in Northeast Georgia near the South Carolina border, Quail Forest is a quaint community in Toccoa offering affordable ranch and two-story homes. You’ll love the serene setting of small-town living, away from the hustle and bustle of the city. With local attractions like Toccoa Falls, the Currahee Vineyard and Winery and the Historic Ritz Theatre, Toccoa is a great place to call home.